Most of the transactions that would be between you payday loans online uk and the lender is through the bank. However, sometimes the irony of life is that in that online payday loans crucial moment that you would be needing cash is also the moment where you have nothing to spend. In times like these getting a loan is the online payday loans next best thing. If you could not meet the deadline then another bad credit loans rate is charged until it goes up to extremely high amounts. The repayment terms are also flexible uk pay day loans and the payday loan companies are accommodative of their customers.